The author learned from the Anren County Poverty Alleviation Office, that the county actively promoted the work of credit rating for poor people, industry docking, loan delivery and financial service station construction. Anren completed the poverty alleviation loans of 160 million yuan in 2016, to complete the construction of financial poverty alleviation service stations covering 80 poverty-stricken villages in the county.

It was understood that Anren County positively docked with Hunan Rural Credit Union and other financial sectors, promoted the "sub-loan reunification" in the county. It is an innovative model that the registered poor households put their own microfinance funds into the high quality enterprises and development industries recommended by government and enterprises implement the bottom return to people.

According to reports, in 2016 the county selected the Shengpin Cereals Industry, Kuiyuan Pharmaceutical Company, Xiongsen Real Estate and other 34 local high-quality enterprises for poor households to choose and put the loan involving more than 2,300 households and 10,000 poor people. In accordance with the minimum dividend of 8% to 10%, poor households can get the fixed annual return on the lowest 4000 to 5000 yuan a year.