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China Construction Bank Chenzhou Branch Supports Local Economic Development in 2019

2020-01-16

 

Recently, it was learned from Chenzhou Branch of China Construction Bank (CCB) that as of December 31, 2019, the bank has invested 14.2 billion yuan in total in 2019, with a loan balance of 23.976 billion yuan. All loans increased by more than 3 billion yuan, reaching a new record with 3.178 billion yuan, ranking in the forefront of the city's financial system.

 

It was understood that China Construction Bank Chenzhou Branch, taking the opportunity of "serving the real economy" activity of the whole province construction bank, closely combined with Chenzhou's projects, key construction projects, key industries, PPP projects, government background corporate financing, land development increase and decrease and deduction and other business, has made three-level linkage among the province, the city and the county, formulated a comprehensive financial service plan, striving for the strong support of the province bank. In the past year, CCB has invested 11.7 billion yuan of on balance sheet and off balance sheet financing to Chenzhou's real economy, including 8.4 billion yuan to private enterprises, focusing on supporting enterprises such as Yuteng, Yinxing, Jingui, Chenzhou Qibin, Improve Medical, Chenzhou Construction Group, Changxin Construction, Dongjia Electronics, Zhongxiang Tungsten Industry, etc.

 

Chenzhou Branch of China Construction Bank also comprehensively promoted inclusive financial strategy. Since 2019, they have actively responded to the financing docking activities of "one million enterprises marching forward", comprehensively understood customer needs through forums, visits, questionnaires and other channels, and jointly solved the problem of "difficult financing and expensive financing" for small and micro enterprises through system direct connection, data sharing, product innovation and other ways. In 2019, the bank had 4332 inclusive financial credit customers, with a balance of 2.852 billion yuan of inclusive loans, an increase of 827 million yuan over the beginning of the year, including 1.44 billion yuan of loans for small and micro enterprises, an increase of 460 million yuan over the beginning of the year; 1.412 billion yuan of personal loans, an increase of 367 million yuan over the beginning of the year; completed 229.1 percent of the newly increased plan of Chenzhou Construction Bank's inclusive financial loan centralized management issued by Chenzhou Banking and Insurance Regulatory Bureau, with a growth rate of 40.73 percent.