"Thanks to the support of credit funds of Guidong Rural Commercial Bank, it has solved the urgent problem for us. It's the people's Bank of Guidong!". Talking about the credit support provided by Guidong Rural Commercial bank, Lan Kaiming, the legal representative of the company, appraised.
In order to accurately help the enterprise return to work and production, Guidong Rural Commercial Bank took the initiative of door-to-door docking, understood the actual business situation and demand of the enterprises, adhered to the principle of "special agricultural affairs, special affairs, urgent affairs" and "three quick" of quick loan investigation, approval and release, and effectively broke the dilemma of the urgent need for funds of the enterprises.
Established in 2014, Lanlaodie Tea Industry Development Co., Ltd. of Guidong County is mainly engaged in tea planting, production, processing and sales. It owns more than 2000 mu of tea garden. In 2019, it purchased 240,000 Jin of fresh tea and produced 50000 Jin of dry tea. At present, the main business income of the company is tea sales. Due to the expansion of tea processing facilities last year and affected by the epidemic this year, the capital chain has been under great pressure, and it is difficult to resume production.
Knowing the current development difficulties of the enterprise, Guidong Rural Commercial Bank moved quickly, organized customer managers to actively connect with the enterprise, opened up green channels, carried out door-to-door investigations, collected and handled credit related information, implemented mortgage loan procedures, and granted 5 million yuan of loan limit to the enterprise. Up to now, it has used 2.3 million yuan of credit. The loan is the first loan of the bank's "anti epidemic and warm enterprise loan", and the loan has solved the urgent need of the enterprise. This "timely rain" will provide a strong financial guarantee for the subsequent purchase of agricultural materials and tea by the enterprise.
In the next step, the bank will further strengthen the docking, financial support and help enterprises to overcome difficulties in the development of spring ploughing, especially the resumption of tea industry in the county.