Recently, Chenzhou Postal Savings Bank issued a pledge loan of 17 million yuan to Linwu Holla Environmental Protection Facility Operation Co., Ltd., which effectively solved the financing problem of the enterprise project and vigorously supported Linwu to accelerate the construction of the garbage collection and transportation system project.

The daily output of garbage in Linwu county is 150-300 tons. The existing garbage collection and transportation system can not meet the needs of garbage transportation, and it is urgent to build new garbage collection facilities, transfer stations and equip a certain number of sealed garbage compression trucks. Linwu Holla Environmental Protection Facility Operation Co., Ltd. has become the operator of Linwu county urban and rural waste treatment operation project through public bidding. Project financing has been a problem for enterprises. Linwu Holla Environmental Protection Facility Operation Co., Ltd. applied for bank loan support and failed to do so for various reasons.

Chenzhou Branch of Postal Savings Bank, after deeply understanding the construction scheme of the project, innovated and adjusted the product elements of the bank according to the conditions of the enterprise project. On the one hand, it optimized the guarantee mode by introducing the pledge guarantee of the income right of garbage disposal; on the other hand, it opened a special approval channel for the loan of enterprises of people's livelihood, and simplified the business process. Within 15 working days after the application, Linwu Holla Environmental Protection Facility Operation Co., Ltd. was successfully approved with a fixed asset project loan of 17 million yuan, which solved the urgent need of the enterprise.

The pledge loan of garbage disposal income right launched by Postal Savings Bank refers to the RMB loan issued by qualified garbage disposal enterprises for equipment maintenance, daily operation funds of enterprises and new construction, reconstruction and expansion of projects. Garbage disposal enterprises take all the garbage disposal income rights as the pledge RMB loan. It is characterized by long loan term, large loan amount and simple procedures, which can effectively support local environmental protection projects.