In the just concluded 2020 Chenzhou (Dongjiang Lake) Tsingtao Beer Festival, as the financial service unit of the event, Chenzhou Branch of Postal Savings Bank provided the whole process of financial services for the event. During the six days, more than 9000 publicity materials such as deposits, loans and anti-counterfeiting currency were issued, more than 10000 people were consulted by the masses, and financial business docking services were provided with exhibitors.
Businesses consult with staff on credit business.
This was a beer festival of food + consumption, food + tourism, food + culture. It brought together the special food and agricultural products of 11 counties and cities in Chenzhou, with more than 200 merchants participating. It was understood that the event aimed to build a large stage for displaying corporate culture, unblocking production and marketing channels, and building a bridge of friendship, so as to drive consumption, promote economic recovery, and help small and medium-sized enterprises out of difficulties and get rid of the impact of the epidemic.
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Staff guide citizens to use mobile banking.
Chenzhou Branch of Postal Savings Bank has set up two financial service windows at the event site to provide financial guarantee services for the exhibition. To this end, the bank has sent more than 60 staff to conduct in-depth docking with each exhibitor to help businesses solve the problem of on-site sales and collection, understand their financial needs in the process of production and operation, and help them as much as possible the capital bottleneck encountered in their development. The Postal Savings Bank's business of non repayment of principal, small and micro easy loan and super quick loan is very targeted for these businesses, which can effectively help small and medium-sized enterprises to solve the problems of difficult and expensive financing. Many businesses have strong cooperation intention and hope to further communicate. At the same time, bank staff also publicized financial knowledge such as anti-counterfeiting, anti fraud, anti illegal fund-raising and consumer credit to the masses, so that the masses can manage their own "money bags", improve their awareness of financial fraud prevention, refuse illegal fund-raising, and prevent criminals from taking advantage of it.
In recent years, Chenzhou Branch of Postal Savings Bank has made overall efforts to promote epidemic prevention and control and economic and social development. While paying attention to the normalization of epidemic prevention and control, it has also made efforts to serve small and medium-sized enterprises and help them resume work and production. From January to August this year, Chenzhou Branch of Postal Savings Bank has invested 3.938 billion yuan of various credit funds to local governments, 987 million yuan more than that of last year, with an increase of 33.44 percent; the accumulated net increase of various loans was 1.514 billion yuan, an increase of 714 million yuan over the same period of last year, with an increase of 89.25 percent. Among them, a total of 1.426 billion yuan of all kinds of small and micro loans were issued, with a year-on-year growth rate of 57.57 percent. The interest rate of small and micro loans decreased by 58 BP on a year-on-year basis, and more than 150 percent of the annual "double increase" plan of the regulatory authorities was completed. At the same time, the branch also provided loan extension services for 64 small and micro enterprises and individual businesses seriously affected by the epidemic, with an extension amount of more than 47.7 million yuan, and more than 65 million yuan of targeted financial poverty alleviation loans for all kinds of poor households. Through this activity, the postal savings bank will better grasp the financial needs of small and medium-sized enterprises in Chenzhou, let more financial services benefit small and medium-sized enterprises and the people, and help the high-quality development of Chenzhou's economy.